Financial Resources for Families: Grants and Assistance for ABA Therapy
Understanding Your Options
While insurance often covers ABA therapy, gaps in coverage, deductibles, and copays can still create financial challenges. Many families don't realize that numerous organizations offer grants and financial assistance specifically designed to support families navigating autism-related expenses.
National Grant Programs
Autism Care Today (ACT)
Provides grants of up to $5,000 per family for various needs, including ABA therapy. Applications typically open from September to October each year, so families should plan accordingly.
- Where to Apply: www.act-today.org/apply-for-grant
- Track Record: Since 2005, has helped more than 1,562 families with over $1.85 million in grants
Autism Futures
This nonprofit organization acts as a reliable resource for families navigating the financial challenges of autism-related care. Autism Futures provides monthly reimbursements up to $1,500 to help families with therapy-related expenses and time investment. What makes this program particularly valuable is their understanding that quality ABA therapy requires significant parent involvement and time commitment.
- Where to Apply: www.autismfutures.org/grant-program
- Grant Amount: Up to $1,500 per month based on therapy hours and family participation
Autism Speaks Family Services Grants
Their CARE Family Grant Program helps families with therapy sessions, including ABA, with payments made directly to service providers.
- Where to Apply: www.autismspeaks.org/autism-grants-families
First Hand Foundation
Provides grants up to $1,000 for treatments including ABA therapy, for children 18 years or younger.
- Where to Apply: firsthandfoundation.org
National Autism Association Helping Hand Program
Offers one-time $1,000 grants for families in dire financial need (household income under $50,000/year) with children under 21 who have an autism diagnosis.
- Where to Apply: nationalautismassociation.org
UnitedHealthcare Children's Foundation
Offers grants up to $5,000 per year with a lifetime maximum of $10,000 per child for medical treatments and services not fully covered by insurance.
- Where to Apply: www.uhccf.org
- Note: Available for families with UnitedHealthcare commercial insurance
What These Programs Can Cover
Grant funds can typically be used for:
- Therapy copays and deductibles
- Equipment and assistive technology
- Transportation to appointments
- Family support services
- Educational materials and tools
Tips for Applying
Most grant programs require basic documentation like income verification, your child's diagnosis, and details about specific needs. Applications are typically reviewed monthly or quarterly, so don't wait - many programs operate on a first-come, first-served basis.
Beyond Grants: Other Financial Support
Remember that some families may also qualify for government assistance programs like Supplemental Security Income (SSI) or state-specific programs. Additionally, many ABA providers offer payment plans or reduced-cost services for qualifying families.
Frequently Asked Questions
Q: Can I apply to multiple grant programs at the same time?
A: Yes! Most programs don't prohibit applying to multiple sources. In fact, it's recommended to apply to several programs to increase your chances of receiving assistance.
Q: How long does the application process typically take?
A: Most programs review applications monthly or quarterly. UnitedHealthcare Children's Foundation accepts applications year-round with no deadline, while others like Autism Care Today have specific application windows (September-October).
Q: What documents will I need for most applications?
A: Common requirements include your child's autism diagnosis, proof of income, insurance information, and details about the specific therapy or service you need funding for.
Q: Are these grants taxable income?
A: This varies by program and your specific situation. Consult with a tax professional for guidance specific to your circumstances.
Q: What if my child is over 16 or 18?
A: Some programs have age limits, while others do not. The National Autism Association accepts applications for children under 21, and some programs focus on transition-age youth.
Q: Do I need to be receiving services already to apply?
A: Requirements vary. Some programs help families start services, while others assist with ongoing therapy costs. Check each program's specific requirements for additional details.
Getting Started
The key is to apply early and to multiple programs when eligible. Each organization has different qualification criteria and funding cycles, so casting a wider net increases your chances of receiving support.
Quick Start Checklist:
- Gather your child's diagnosis documentation
- Collect recent tax returns or pay stubs
- Document your insurance coverage details and any gaps in coverage
- Apply to multiple programs - Autism Care Today (September-October window), National Autism Association, and others
- Consider your child's age when selecting appropriate programs
Financial stress shouldn't prevent your child from accessing the therapy they need. These resources exist because communities recognize that supporting families means supporting children's development and future success.
Additional Resources
- Autism Speaks Resource Database: autismspeaks.org/autism-grants-families
- National Organizations: Many state autism societies also offer local grants and assistance programs
This information is provided as a general resource and is not intended as financial or legal advice. Each family's situation is unique, and qualification requirements vary by program. We encourage you to research each program's specific requirements and application processes.
